Terms and Conditions of Use

1. Acceptance of the Terms

Use of the Service constitutes full and unreserved acceptance of these Terms and of the Privacy Policy, which is an integral part of this document.

These Terms form a binding agreement between you (the "User") and Serelify. In the event of conflict, the specific terms of a particular feature will prevail over these general terms with respect to that feature.

2. Description of the Service

Serelify is a personal finance management and organization tool with a local-first approach: it lets you record and view your income, expenses, wallets, budgets, savings goals and recurring payments.

Serelify is NOT a financial, banking, currency-exchange or payment institution. The Service does not hold, transfer, invest or manage real money, does not execute payments or currency operations, and is not a party to transactions between the User and third parties. Every figure recorded is an informational record entered by the User or calculated from the User's data.

The exchange rates shown by the Service (including official and parallel-market rates for currencies such as VES or ARS) come from public third-party sources, are provided for reference and information only, do not constitute an official quotation and may not match the actual rate of any transaction. Serelify does not guarantee their accuracy, currency or availability.

3. Legal capacity and minimum age

The Service is intended exclusively for persons over 18 years of age or who have reached the age of majority under the law of their country of residence. By using the Service you represent that you meet this requirement and have full legal capacity to be bound by these Terms.

If we detect that a minor has created an account, we may suspend or delete it.

4. Account, credentials and security

To use most features you must create an account using an email address and password, or through Google sign-in. You agree to provide accurate information and keep it up to date.

You are solely responsible for the confidentiality of your credentials and for all activity carried out from your account. Biometric lock occurs locally on your device: Serelify neither receives nor stores your biometric data. Notify us immediately of any unauthorized use.

5. Acceptable use and prohibited conduct

You agree not to:

• Use the Service for unlawful, fraudulent or otherwise unauthorized purposes.
• Decompile, reverse-engineer or attempt to access the code or infrastructure of the Service, except to the extent permitted by law.
• Introduce malicious software, overload or interfere with the security or operation of the Service.
• Access other users' accounts or data without authorization.
• Use the Service to infringe third-party rights or for money laundering or other conduct sanctioned by law.

Breach may result in immediate suspension or termination of your account, without prejudice to any applicable legal action.

6. Shared wallets and collaboration

The Service lets you share wallets and invite others by email to collaborate (with owner, editor or reader roles).

By sharing a wallet, you understand that its content and transactions will be visible to the invited people and will be synchronized with our servers to enable collaboration. You are solely responsible for whom you invite and for the information you choose to share, and you must have the consent of any other people whose data you may include.

7. User Content and license

You retain ownership of your content. Serelify claims no ownership over your financial data.

You grant us a limited, worldwide, non-exclusive, royalty-free license to store, process and display your content solely to operate and provide the Service (for example, to sync shared wallets or display your profile). This license ends when you delete the content or your account, except for technical or backup copies the law allows us to keep temporarily.

8. Premium Subscription, pricing and renewal

Serelify offers free features and a paid Premium Subscription, with a 32-day free trial where so indicated.

Subscriptions are purchased and charged through the App Store (Apple) or Google Play (Google). The applicable price is shown within the app before you confirm the purchase.

Automatic renewal: subscriptions renew automatically at the end of each period for the same period, unless you cancel at least 24 hours before the renewal date. You may cancel at any time from the subscription settings of your App Store or Google Play account; cancellation takes effect at the end of the period already paid.

Refunds are governed by the policies of the store where you made the purchase. We may modify prices with reasonable notice, without affecting the period already paid. Deleting your account does not automatically cancel a subscription managed by Apple or Google: you must cancel it separately in the store.

9. Intellectual property

The Service, including the software, design, the "Serelify" brand, logos, texts, graphics and interfaces, is owned by Serelify or its licensors and is protected by intellectual and industrial property laws.

We grant you a personal, limited, revocable and non-transferable license to use the application in accordance with these Terms. You acquire no other rights over the Service.

10. Third-party services

The Service relies on external providers (hosting, authentication, notifications, store payment processing and exchange-rate providers) described in the Privacy Policy. Serelify does not control or guarantee third-party services and is not responsible for their availability, accuracy or any damages arising from them.

11. Disclaimers

The Service is provided "as is" and "as available", without warranties of any kind, express or implied, to the extent permitted by law.

The Service does not constitute financial, investment, accounting, tax or legal advice. The displays, calculations, budgets, projections and exchange rates are informational tools; decisions you make based on them are your sole responsibility. We recommend consulting a professional before making financial decisions.

12. Limitation of liability

To the maximum extent permitted by law, Serelify will not be liable for indirect, incidental, special, punitive or consequential damages, nor for lost profits, loss of data or opportunity, arising from the use of or inability to use the Service.

Because the Service is local-first and your financial data is stored primarily on your device, you are responsible for keeping your own copies. Serelify is not liable for data loss caused by failures, loss or change of device, uninstalling the application or causes beyond our control. Nothing in these Terms excludes liability that cannot legally be excluded.

13. Indemnification

You agree to hold Serelify harmless from claims, damages, losses or expenses (including reasonable legal fees) arising from your breach of these Terms, misuse of the Service or infringement of third-party rights.

14. Availability, modification and termination

We strive to keep the Service available, but we may suspend, limit or interrupt it, in whole or in part, for maintenance, security or technical or legal reasons. We may suspend or terminate your account if you breach these Terms or the law. You may stop using the Service at any time and delete your account.

15. Account deletion

You may delete your account and associated data directly from the application settings, and also by requesting it at the contact email. Deletion erases your personal data from our servers in accordance with the Privacy Policy, except for information we must retain by legal obligation. Deleting the account does not by itself cancel your store subscription.

16. Changes to the Terms

We may update these Terms to reflect changes in the Service or the law, publishing the current version with its update date. When changes are material, we will endeavor to notify you by reasonable means. Continued use of the Service after the effective date implies acceptance of the updated Terms.

17. Governing law and jurisdiction

These Terms are governed by the laws of the Bolivarian Republic of Venezuela. Any dispute will be submitted to the competent courts of the domicile of the operator of Serelify, without prejudice to any non-waivable rights that the law of the User's country of residence grants them as a consumer.

18. General provisions

If any clause is declared invalid, the remaining clauses will continue to apply in full (severability). These Terms, together with the Privacy Policy, constitute the entire agreement between the parties. You may not assign your rights or obligations without our consent; Serelify may assign the agreement as part of a reorganization or business transfer. Failure to exercise a right does not imply its waiver.

19. Contact

For questions about these Terms, contact us at serelifyapp@gmail.com or visit serelify.com.